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Florida commercial insurance coverage

Commercial Insurance in Florida

From budding entrepreneurship to successful corporations, commercial insurance is essential to protecting a business investment. Commercial insurance can protect your business against unforeseen disasters that can cut into your profits or cause you to go under.

At Seascape Insurance Group Inc. in Apalachicola, FL, we understand the risks that Florida business owners face in their respective industries. We can help you choose a commercial policy that’s conducive to your business needs. With commercial insurance, your company can benefit from the following protection:

Property Coverage

If your business operates out of a physical location such as an office, store, or warehouse, it could easily suffer damage from fire, flood, or other natural disasters. Commercial insurance protects your building and its contents from catastrophes by providing you with the financial resources to cover the damages. Florida is notorious for its tropical storms, hurricanes, and flooding. By adding flood insurance to your policy, you can protect your goods against flood damage.

Professional and Product Liability Coverage

As a business owner, you’re responsible for accidents that happen to customers on your property. Professional liability protects your interests if you’re accused of negligence and sued for an accident. If your company makes products, product liability protects you against injuries to customers due to a defective product.

Workers Comp

Good employees are a valuable asset to any company. Covering your employees with workers comp ensures they have protection against accidents on the job. Workers comp also covers lost wages for employees who are recuperating from an accident, so your business doesn’t have to cover these expenses out of pocket.

Business Interruption

A natural disaster could cause businesses to shut down temporarily for repairs, resulting in loss of income. Business interruption compensates companies for this loss, making it easier for them to stay afloat during this time.

Commercial insurance is an investment in your company’s future growth and expansion. For help in obtaining a personalized commercial policy, contact us at Seascape Insurance Group Inc. in Apalachicola, FL. Our agents are ready to help you get a quote.


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